Strategy
Banking Experience System — Phase 01: System Strategy
Project: UAE FinTech & Banking Design System (working name: Banking Experience System) Phase: 01 of 05 — System Strategy Status: v2.0.0-draft — 30 August 2026 Author: Saravanakumar (UX) with Claude research support
Contents
| # | Document | Covers |
|---|---|---|
| 01 | Design System Vision | Proposition, philosophy, objectives, success criteria |
| 02 | Design Principles | The 10 core principles, expanded with decision tests |
| 03 | Target Users | Customer segments, internal users, personas, jobs |
| 04 | UAE Context | Market, rails (Aani/Jaywan/UAE PASS), remittance, language, Islamic finance |
| 05 | Regulatory Considerations | CBUAE, Open Finance, fraud notice 3057, PDPL, accessibility — translated to UX mandates |
| 06 | Reference & Competitive Analysis | Design systems studied + UAE banking landscape audit |
| 07 | Experience Architecture | System layers, cross-cutting concerns, money movement framework, state machine |
| 08 | System Taxonomy | Naming, categories, layer definitions, documentation template |
How this phase was produced
- Live web research (August 2026) into: Visa Product Design System, GOV.UK Design System, Salesforce Lightning (SLDS 2), Adobe Spectrum, IBM Carbon, USWDS, Atlassian, Finastra (RTL); UAE banking landscape (ENBD X, FAB/Payit, ADCB Hayyak, Mashreq Neo, DIB, Emirates Islamic, Wio, Liv X, Zand, Mbank, ruya, Careem Pay, Botim, e& money, exchange houses, BNPL); UAE regulation (CBUAE Consumer Protection Regulation & Standards, Open Finance / Al Tareq / Nebras, UAE PASS, KYC/AML, Fraud Notice 2025/3057, PDPL, National Policy for Digital Accessibility, Higher Shari'ah Authority disclosure standards, Aani, Jaywan, Sanadak).
- Source URLs are cited inside each document.
- Regulatory content is UX translation, not legal advice. Verify against the CBUAE Rulebook before committing compliance-critical copy or flows.
What Phase 02 builds on this
Token architecture, financial semantic model, component/pattern/journey taxonomies (detailed), accessibility architecture, localization architecture, multi-brand architecture — all constrained by the decisions recorded in this phase.